Financial Aid College

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by Crystal Young

Many dream of going to a certain college because of its reputation and because they have a career goal in mind. Though some have the grades and some do not, the bigger problem often ends up being how to get financial aid college money. This is not always hard, but it might be harder than some students anticipated. Even with the aid out there, some have to have money from their parents, or their parents may end up taking out a loan just to cover the costs, and the costs can be high.

I remember having to go up to the financial aid college office at my school to sign papers for my loans each quarter. The lady in the office always said the same thing to me. She asked me if I was ready to sign my life away. I never really took her very seriously, but she was telling more truth than I ever knew. Those loans for financial aid college costs have piled up and I feel that I am never going to pay them off. I know one day I will, but that is how it feels right now anyway.

Quote of the Day

I do not think that a Physician should be admitted into the College till he could bring proofs of his having cured, in his own person, at least four incurable distempers.

—Philip Dormer Stanhope, 4th Earl Chesterfield (1694–1773)

I was not alone in this. Many of the people I knew while in school also had to take out extensive financial aid college help to get through. It’s a common story and there are many that struggle to pay back the money, even though the terms of repayment tend to be decent. There are programs that help some pay, but the qualifications are very slim. There are times when the debt might be forgiven, but don’t assume that will happen for you. When you take out financial aid college money help, make sure you are prepared to spend a lot of time paying it off.

Any time you might need help with your financial aid college information, you should talk to your high school guidance counselor, you should talk to someone at your college of choice if you have already decided where you want to go and you have been accepted. Most colleges and other schools will help with this sort of thing because they want you to be able to stay and make it through the courses they are offering. Just be sure to think long and hard before you choose a school if you must rely on financial aid. You don’t want to pay for something you will never use, and then have to spend twenty years paying it off in the end.

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Please note: All personal opinions expressed in the "Financial Aid College" article belong to the contributing author and are not necessarily shared by SloanSemester.org.

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